Budget-SPA
Built for the Nordic market

Budget like it's a spa day, not a spreadsheet.

Budgeting and liquidity for Swedish companies — BAS, moms and the tax rules in the engine. Simulate scenarios live, track runway, import with SIE. Households too, in Privat mode.

Why Budget-SPA

Four things it does

  • Live forecast

    Change a variable; the cash curve, the runway and the cash-out date move as you type.

  • Swedish rules in the engine

    BAS, moms, arbetsgivaravgifter and tax — for aktiebolag and enskild firma alike.

  • Your real figures

    Import SIE from any Swedish accounting program, export it back for your byrå.

  • A company or a household

    Privat mode budgets a family instead: pay in, boende, mat, barn and the mortgage out, and what is left after amortering. Same app, same licence.

A what-if typed in, and the curve turning down. Recorded in the app.
Pick your view

One budget, four ways to look at it

Same budget, four levels of detail. Switch from the dropdown in the top bar.

View What it is Reach for it when
Huvudbok General ledger, income statement and balance sheet, per BAS account Your accountant asks, or you want account-level detail
Budgetmall One sheet, twelve month columns, no settings before the first number You came from a spreadsheet template
SPA Cards above a live chart, one per line Day-to-day budgeting. The default
Nano A field of bubbles you drag, scrub and group Thinking in proportions rather than rows

Every view, every setting and every figure it produces:

Read the manual
For your accountant

Print the reports, or save them as a PDF

Huvudbok's reports leave the screen. Pick the period, tick what belongs in the document, and print — or save it as a PDF from the print dialog.

  • You decide what goes in

    Income statement, balance sheet and the charts are ticked to begin with. The account-by-account ledger is offered and left off — on a real budget it is most of the page count, so each line says what it costs before you tick it.

  • One period, every page

    It opens on the period the view is already showing, and every page covers that same span — the charts included. Override it with two month fields when you need something else.

  • Made to be read on paper

    Black ink on A4, page breaks between sections, and a cover naming the company, the period and the date. It says on it that the figures are a budget — a forecast, not booked amounts.

Period at the top, what to include under it, the page estimate in the corner.
Huvudbok, where it prints from: general ledger, income statement and balance sheet, per BAS account.

Printing is part of the licensed version, like saving your budgets.

Ready to see your runway clearly?

A desktop application, not released yet — the Mac build is ready, Windows and Linux come from the same source. Get in touch and I will send you one. Free to use; a licence at 199 kr incl. VAT — introductory, normally 399 kr — saves your budgets. The version you buy is yours forever: fixes within it are free, a new major version is 99 kr.